two people wrote:
[switches] ...seem to work fine as configured from the factory.
Ah, that is one broad statement especially considering the seemingly opposing viewpoint three posts up! Could we at least qualify it?? As you know, managed switches are usually 'not' configured for general use from the factory (no VLANs for example). For the 'default' configuration to be acceptable, this would have to be a relatively small network, no VLANs, no monitoring (health of switches), no security, no routing/bridging requirements, no redundancy?
In my experience, manufacturer's 'default' settings only get you close. Specifically, these were jobs with 25+ nodes with requirements for security, VLANs for CobraNet traffic, Layer 3 requirements for 'control' traffic (NION, NexSys, Crestron) incorporating a router and sometimes BootP/DHCP servers. A few of them had SNMP and/or redundancy requirements too. The manufactures were Cisco, Extreme Networks and HP and not only needed to be configured above and beyond the 'factory default' settings but required firmware upgrades to function properly.
Revisiting James's original sentiment, the design considerations and installation parameters of the network need to be considered as a larger piece of the pie. IMHO, just 'using the default settings' is not the best approach to network design and installation.